Terms & Conditions

1. Who We Are

These Terms govern the use of all websites, SaaS tools, applications, and digital products operated by:

Marco Kohns
Sole proprietor, registered in Portugal (EU)
Email: support@lovable-prompts.com

References to "we", "us", or "our" mean Marco Kohns. References to "you" or "user" mean any person using or purchasing the Service.

2. Scope of the Service

We provide digital products, SaaS tools, subscriptions, and online services, including AI-powered tools, reports, software, and other digital content (the "Service").

The Service is provided for informational and educational purposes only. Nothing provided constitutes professional, legal, financial, medical, or career advice.

We do not guarantee outcomes, results, accuracy, or suitability for any specific purpose.

3. Eligibility

You must be at least 18 years old to use the Service. By using the Service, you confirm that you meet this requirement and have the legal capacity to enter into a binding agreement.

4. Accounts & Access

If an account is required, you are responsible for maintaining the confidentiality of your access credentials.

You are solely responsible for all activity occurring under your account. We are not liable for unauthorized access resulting from your failure to secure your credentials.

Access to the Service is personal, non-transferable, and for private use only, unless explicitly stated otherwise.

5. Pricing, Payments & Subscriptions

One-Time Payments

Certain products are available as a one-time purchase. Payment grants access to the purchased digital content as described at checkout.

Subscriptions

Some Services are offered on a recurring subscription basis (monthly or otherwise). By subscribing, you authorize us to charge the applicable recurring fees until cancellation.

You may cancel a subscription at any time. Cancellation stops future charges but does not retroactively refund already paid periods.

Payment Processing

Payments are processed by third-party providers (e.g. Stripe). We do not store full payment card details.

Prices may change at any time. Changes do not affect already paid periods.

Taxes may apply depending on your location and are your responsibility unless stated otherwise.

6. Delivery of Digital Content

Digital content is provided electronically after successful payment.

We do not guarantee uninterrupted availability or permanent access. We may modify, suspend, or discontinue any part of the Service at any time without liability.

7. Refund Policy

Due to the nature of digital products and instant access, all sales are final, except where required by mandatory EU consumer law.

Refunds are only granted if:

• You are unable to access the purchased content due to a technical issue solely caused by us, and
• We fail to resolve the issue within 72 hours after written notice, and
• You contact support at support@lovable-prompts.com within 7 days of purchase.

Refunds are not granted for dissatisfaction, unmet expectations, perceived usefulness, or lack of results.

8. Right of Withdrawal (EU Digital Content)

By purchasing digital content and accessing it immediately, you expressly agree to the immediate performance of the contract and acknowledge that you lose your 14-day right of withdrawal, as permitted under EU consumer law.

9. Intellectual Property

All content, software, tools, designs, text, graphics, reports, and materials provided through the Service are our intellectual property or licensed to us.

You may not copy, reproduce, distribute, resell, sublicense, reverse engineer, or exploit any part of the Service without prior written permission.

10. Acceptable Use

You agree not to:

• Misuse the Service
• Attempt to disrupt or reverse engineer the Service
• Use the Service for unlawful purposes
• Share access or content without authorization

We may suspend or terminate access at our sole discretion without notice or liability.

11. Third-Party Services & Links

The Service may include links or integrations to third-party tools, platforms, or services.

We do not control, endorse, or assume responsibility for third-party content, availability, security, or practices. Use of third-party services is entirely at your own risk.

12. Disclaimer of Warranties

To the maximum extent permitted by law, the Service is provided "as is" and "as available".

We make no warranties, express or implied, including but not limited to:

• Accuracy or reliability
• Fitness for a particular purpose
• Availability or uptime
• Error-free operation

Use of the Service is entirely at your own risk.

13. Limitation of Liability

To the maximum extent permitted by applicable law:

• Our total liability for any claim is strictly limited to the amount you paid us for the relevant Service.
• We are not liable for any indirect, incidental, consequential, special, or punitive damages, including loss of profits, data, opportunities, or business.
• We are not responsible for decisions, actions, or outcomes resulting from use of the Service.

Nothing in these Terms excludes liability that cannot be excluded under mandatory EU law.

14. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, losses, or expenses arising from your use of the Service, violation of these Terms, or infringement of third-party rights.

15. Data Protection

Personal data is processed in accordance with our Privacy Policy and applicable GDPR requirements.

16. Governing Law & Jurisdiction

These Terms are governed by the laws of Portugal.

Courts in Portugal have exclusive jurisdiction, subject to mandatory consumer protection rights applicable in your country of residence within the EU.

17. Changes to These Terms

We may update these Terms at any time. Continued use of the Service after changes are published constitutes acceptance of the updated Terms.